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        1. 4 Tasks to Check Off Your To-Do List Before Applying for a Mortgage
          Getting the right mortgage loan is important. But to get the perfect loan at the best rate, check these four tasks off your to-do-list before you apply with lenders or commit to taking on debt. 1. Check your credit score Mortgage lenders focus a lot on your credit score when determining if you are well qualified to bor
        2. 6 Little-Known Perks of Filing Taxes Jointly
          Welcome to a new year and a new tax season. For married couples, you have the option of filing separately or filing taxes jointly. Which route you
        3. 5 Strategies for 40-Somethings Who Are Way Behind on Retirement Savings
          There are a lot of scary retirement charts that tell you how much you should have saved for retirement. One commonly cited figure by Fidelity Investments says that by the time you're 40, you should have three times your annual income set aside. But let's face it: That number is laughably unrealistic for a lot of people
        4. 5 Mortgage Truths That Can Save You From a Lifetime of Regret
          Whether you’re a first-time buyer or just trying to avoid another costly mistake, understanding the full picture behind mortgage lending could save you thousands or even tens of thousands of dollars over time.
        5. What to Know About Mortgage Escrow Accounts
          When you finance your home with a mortgage, your lender will likely require you to maintain an escrow account. With this setup, a portion of your monthly mortgage payment is set aside to cover your annual property taxes and home insurance premiums.
        6. Before You Borrow: The Smart Small Business Owner’s Guide To Secured Vs. Unsecured Loans
          Whether you’re launching, expanding, or navigating a short-term crunch, knowing when to use a secured versus an unsecured loan can make all the difference.
        7. 7 Steps to Buying Life Insurance in Your 20s
          You can part your hair down the middle and slather on all the wrinkle cream you want — unfortunately, aging is inevitable. Though it may be a tough realization, you are getting older. And that means you should consider getting life insurance, even as a young adult. Life insurance is designed to provide for your loved o
        8. 8 Website Optimization Tips for Quick Business Growth
          Whether you’re optimizing your website for local search or trying to increase your national ranking, improving your SEO can seem like a huge endeavor. But optimizing your website is about way more than just ranking— it’s also about growing your business. Here are some ideas for optimizing your website to not only perfo
        9. Risk of Identity Theft is a Costly Proposition for SMBs
          Much like individuals, businesses can be victims of identity theft. However, unlike personal identity theft, it is often unclear how a Small and Medium-Sized Business (SMB) can recover from the financial and reputational impact. Business identity theft occurs when criminals impersonate a company to target its funds, fi
        10. Small Business Owners Ask: Am I Paying My Employees The Right Salary?
          By Rieva Lesonsky Survey after survey of small business owners indicates that attracting and keeping employees is one of the biggest challenges today. And with the unemployment rate still low, that problem is not likely to go away soon. A few months ago we noted that, according to a survey from Kelton Global, commissio