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1. The True Cost of Owning a Second Home: What to Consider Before You Buy A Vacation Home
   The cost of buying and owning a second home can be higher that you might think. This article lays out expenses you should consider before investing your time and money
2. Will Mortgage Rates Finally Fall This Year?
   Prospective buyers waiting for mortgage rates to drop could have cause to be optimistic. But anyone expecting the ultra-cheap rates seen during the pandemic shouldn’t hold their breath.
3. HR strategies to navigate open enrollment in a virtual world
   Under normal circumstances, the open enrollment season is a challenging time for HR departments, but 2020 is anything but normal. The COVID-19 crisis has had a profound impact on the economy, unemployment rates, the healthcare system and more. As this year’s open enrollment period rolls up, many employers and HR teams
4. Why Jerome Powell's business-as-usual Jackson Hole speech was the best possible outcome
   Fed Chair Jerome Powell's annual Jackson Hole speech was uneventful, but that's not a bad thing. Powell reiterated the Fed could start tapering its asset purchases this year and rates aren't changing soon. Stocks hit record highs during the speech as investors shrugged off fears of an early pullback in Fed support. See
5. 5 smart pieces of money advice financial planners will tell you for free
   If there's anyone you should turn to for honest and objective money advice, it's a financial planner. Certified financial planners have a fiduciary
6. Financial Advice I Would Give My Younger Self – Planning for Education Funding
   At the end of most lectures I give, the moderator usually asks, "What else should our audience know?"
7. How to build an emergency fund when you live paycheck to paycheck
   We all know that we’re supposed to be have an emergency fund equal to at least three months’ worth of expenses. Unfortunately, many of us are not in
8. This IRA Move Looks Smarter After the Stock Market Correction
   One of the biggest problems with the way that most people save for retirement is that they fail to take taxes fully into consideration. With traditional IRAs and 401(k) plans, you typically set aside pre-tax money into a tax-deferred account that shelters your money from tax as long as it stays in the account. But once
9. Financial Fitness: The Key to Making Your Money Last
   To live a long life, you’ll need a healthy supply of money to go the distance with you. The risk of outliving your money is called “longevity risk.”
10. The Fed’s Contradictory Behavior Shows That It Is In A Bind
    A clash of views seems to have emerged within the Federal Reserve (Fed).