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Your Credit Report Might Interfere With Your Job Search. Here's What You Need to Know
These days, your credit history is almost as important for your personal finances as your bank accounts. That's because it can impact everything from your ability to get a loan to your ability to get a job. Yes, that's right: Your credit can impact your job search. One of the more pervasive myths when it comes to job h
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Your Freelance Future: How To Make A Financial Plan
Your Freelance Future: How To Make A Financial Plan Due Follow Tuesday, 09 April 2019 08:20 (EST) Working as a freelancer can be financially precarious, making it difficult to plan for your future - and that isn't limited to retirement. Rather, depending on your professional life's structure, you may struggle to pla
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3 Good Reasons to Outsource in Your Small Business
There is a growing trend in businesses to outsource some functions. There are many reasons outsourcing is an excellent option for many companies, and the advances in technology make it a viable solution. Many employers originally looked at outsourcing with suspicion. If owners didn't have control over the individual te
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3 Reasons Retirement Might Not Be as Expensive as You Think
Retirement is expensive, and many Americans worry about running out of savings. You can minimize this risk with careful planning, but it's impossible to know precisely how much money you will need. If you find this daunting, I have good news. You may not need quite as much money as you think. Here are three factors you
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3 Reasons to Go With a Roth IRA
One of the biggest decisions you must make when saving for retirement is whether to go with a traditional or Roth IRA. You're not locked into one -- you can start with one and transition to the other over time, or contribute some money to both types of accounts. But most people favor one over the other. Traditional IRA
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3 reasons why women should use HSAs to save for retirement
A recent article from Bustle titled "How to Save for Retirement in Your 20s" powerfully explained why saving for the future is one of the best financial decisions young people can make. This is particularly true for women, who typically live longer than men and need their retirement funds to stretch further. However, a
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3 Tips for Investing in Your 50s
The years in your 50s are pivotal ages on the road to retirement. At this stage of life, you may be making plans for how you'll spend your senior years and when you'll close out your career. You might also be grappling with college tuition payments for your children or other expenses that eat up a lot of your income. T
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4 Cash Flow Challenges Facing Small Business Owners Today
By Deborah Sweeney You should probably have a good handle on your company’s cash flow, but do you ever wonder how your company compares with other small businesses? Intuit QuickBooks recently released a global study, the State of Small Business Cash Flow, which reveals the cash flow challenges experienced by small busi
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Roth Option Will Improve Your Company 401K
Many of your plan participants would greatly benefit from a Roth 401(K) provision. From the perspective of the plan sponsor, it’s a no brainer. It should be available on every plan. And you can enhance your plan benefits without one single penny of additional cost to the company. Roth 401(k) provisions are grossly und
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5 Roth IRA Rules You Must Know Before Opening An Account
I’m a big advocate of the Roth IRA. I love to talk about it, and I recommend it to anyone who’ll entertain the conversation. But what I discovered is that a lot of people don’t understand the full extent of what a great investment vehicle the Roth IRA is. As well, many who do have it are completely unaware of how best