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1. Key to employee retention: build your own benefit plans
   Customization is the key to building a benefits package that appeals to all ages, according to the CEO of a national benefits advisory firm. Five generations are currently working side by side in the U. S. workforce, and that’s unlikely to change in coming years. The Bureau of Labor Statistics projects that a quarter o
2. Plan to Retire Even If You Don't Plan to Retire
   Photo: Huy Phan (Unsplash) If you’re one of the people who has decided to solve the retirement problem by “working for as long as possible,” it’s time to ask yourself what might happen if your working days end sooner than anticipated. As the New York Times reports: Many Americans understand that working longer can be
3. Providers place inordinate trust in patient identity practices
   Providers may be placing too much trust in cybersecurity practices that are not sophisticated enough to deter high-level attacks by hackers. That’s the result of a survey of 100 participants from healthcare organizations, which found discrepancies in cybersecurity preparations and actual marketplace reality. The resear
4. The 1 Mistake to Avoid in a Hot Housing Market
   It's a hard time to be looking for a home. Property values have soared on a national level, and a lot of buyers are getting priced out of the market because of it. On the other hand, it's a great time to own a home. With property values being up, homeowners have more options to borrow against their homes. But there's o
5. The unemployed may never come back. Here's what that means for the economy.
   The US economy has had a strange comeback, where overall output is back to its pre-recession level but employment is still low. That means we're selling as much stuff as we were in 2019 but with almost 6 million fewer workers. Workers could stay sidelined and we'll keep making more with less, or they'll come back to a
6. Want to Improve Your Bottom Line in 2020? Start With These 3 Goals
   The new year presents new opportunities and new challenges for your business. These include how to improve your bottom line. To succeed, you should be clear about what you want to achieve by 2021. Your new year’s resolution for your business will likely include improving your bottom line. As any investor or businessper
7. What to Ask Before Hiring a Financial Advisor
   What You Need to Know Before Hiring a Financial Advisor It's no secret the blogosphere tends to hold financial advisors in contempt. The money blog movement is steeped in DIY gumption that does not lend itself well to seeking outside help. Additionally, even though bloggers won't admit it, at some subconscious level th
8. Your Credit Report Might Interfere With Your Job Search. Here's What You Need to Know
   These days, your credit history is almost as important for your personal finances as your bank accounts. That's because it can impact everything from your ability to get a loan to your ability to get a job. Yes, that's right: Your credit can impact your job search. One of the more pervasive myths when it comes to job h
9. 3 Good Reasons to Outsource in Your Small Business
   There is a growing trend in businesses to outsource some functions. There are many reasons outsourcing is an excellent option for many companies, and the advances in technology make it a viable solution. Many employers originally looked at outsourcing with suspicion. If owners didn't have control over the individual te
10. 3 Reasons Retirement Might Not Be as Expensive as You Think
    Retirement is expensive, and many Americans worry about running out of savings. You can minimize this risk with careful planning, but it's impossible to know precisely how much money you will need. If you find this daunting, I have good news. You may not need quite as much money as you think. Here are three factors you