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2,507 results found
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Businesses weigh the cost of moving supply chains out of China as Trump's new tariff takes effect
Some businesses say moving supply chains out of China will cost more than absorbing the new tariffs. Here's why
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Surprise: Your Small Business Probably Needs Auto Insurance
Today's story will be of special interest to business owners where their own car or an employee's vehicle might be used for business purposes. With this in mind, how would you answer this true/false question? SEE ALSO: Beware of These Often-Overlooked Insurance Gaps "As long as our personal vehicles are only used occas
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A Few Social Security Changes Are Starting in April. Here's What Recipients Need to Know
Social Security isn't always the easiest program to navigate because it's constantly going through changes. Some changes are expected, such as
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3 reasons the labor shortage could be a 'structural change' in the economy, according to S&P
The record number of people leaving the workforce signals structural changes in the economy, Standard & Poor's reported last month. The
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How do I improve my credit score?
Regular, timely payments on your bills are the best way to improve your credit score. These payments won’t necessarily immediately give you a boost—the credit scoring agencies want to see that you can consistently make regular payments over several years. Over the long run, however, on-time, in-full payments are the most reliable way to achieve a higher credit score.
You may see a faster boost to your credit score by reducing your credit utilization ratio. This means the amount of money you owe, compared to the amount you’re allowed to borrow. For example, if your credit card limit is $2,000 and you regularly spend nearly that amount per billing cycle, your credit score will likely be lower than if you have a credit limit of $20,000 and you regularly spend nearly $2,000 per billing cycle. In each case, you’re spending the same amount, but in the second example you’re using less of your available credit—that’s something credit scoring agencies like to see.
In cases like this, a simple step like requesting an increased line of credit on your credit card (but not spending more), or like regularly paying half your credit card bill in the middle of the billing cycle, could boost your score relatively quickly.
Other things that impact your credit score: how long you’ve had credit (the longer the better, particularly if you’ve had most of your accounts a long time), how many recent credit inquiries you’ve had on your account (the fewer, the better) and the total amount you still owe (the lower the better).
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Cybercriminals Are Coming for Your Business. Here Are 5 Simple Ways to Keep Them Out
Now, more than ever, is a crucial moment to button up cyber security measures at your company. Small businesses were easy prey for cybercriminals during the pandemic. A shift to remote work meant hackers had their pick of unsecured home networks and devices. Now, even though many businesses have moved back to in-office
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The 3 Things Women Want In The Workplace In 2021
Men and women look for jobs differently. That’s part of the reason why Fairygodboss was originally created – we know that women care more about things like benefits and culture and want to see other individuals who look like them reflected in the company they work for. But last year brought to light even more differenc
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The Frightening Sophistication of the Phishing Scam
We’re long past the days of typo-filled emails from Nigerian princes who promise to share great wealth if the recipient will only pay a nominal fee up front. Today’s phishing frauds are far more sophisticated and successful. They’re harder to spot and con artists have expanded beyond emails to text messages and phone c
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4 Tips for Planning for Financial Emergencies
You never know when something might happen or how much it will cost. Here are some tips to help you prepare financially for the unexpected
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The 4 Biggest Credit Card Mistakes to Avoid in 2024
People often have strong opinions for or against credit cards. Your experience largely depends on how you use them.