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Personal Savings Accounts
Compare the benefits of Old National Bank savings accounts to find the right option. Convenient savings, money markets, IRAs, and CD accounts are available.
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Our Company
Learn about Old National, our Mission, Vision and Values, and our commitment to ethics and corporate social responsibility.
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Tips for Enjoying Retirement
How can you make the most of your finances during your golden years? Old National has advice and tools to help you make the decisions right for you.
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Professional Services
Discover financial solutions for independent medical, dental, and veterinary practices at Old National Bank.
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Employers, Its Time To Start Supporting Your Employees’ Financial Wellness
Every employer—at least every good one—cares about the wellbeing of their employees. Outside of the basic health insurance and 401(k)s, many companies also offer wellness programs to encourage fitness amongst their staff or even have an educational budget for employees to go back to school or participate in certificati
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What Key Measures Enhance Cybersecurity for Small Businesses?
Keeping your small business safe online can feel overwhelming. IT experts share eight essential strategies for protecting your business
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4 Strategies to Make Your Business Model Recession-Resistant
For years, we’ve been hearing that another recession is on its way. As the economy ebbs and flows, business owners can be forced into precarious positions that may threaten not only their livelihoods, but the livelihoods of their team members as well. But there are ways you can start preparing for the next recession no
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4 Ways Diversity Can (And Will) Immediately Improve Your Business
THE WHO'S WHO? STEVE WASTERVAL We’ve all heard of businesses that have implemented diversity training or inclusion initiatives. This is true for
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When the benchmark in my loan is changed, will the “spread” over the benchmark also change?
Yes, possibly. One of the overarching goals of the LIBOR transition is to ensure that there is no “value transfer” between two parties to a contract simply because the benchmark interest rate has changed. Since no replacement benchmark is the same as LIBOR, it is possible that a “spread adjustment” will be required to ensure there is no value transfer from one party to the other.
Your Old National relationship manager will be able to answer any specific questions you may have about a spread adjustment that may be required on your loan.
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What is an SBA loan?
SBA loans are guaranteed by the US Small Business Administration (up to a certain amount) and are issued by participating lenders, mostly banks. Old National is recognized as a Preferred Lender by the SBA and has many years of experience with the SBA 7(a) program, the SBA Express program and the SBA 504 program.
SBA program benefits include smaller down payments, longer maturities with no balloon payment and fixed or floating rates. SBA loans typically provide more flexible financing at competitive terms that you might not otherwise qualify for. To learn more about SBA loans at Old National, please visit our SBA Loans page.
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FHA Home Loans | Mortgages
Explore FHA home loans from Old National Bank with flexible credit and low down payment options. Compare benefits, calculate payments, and apply online.