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        1. 4 Ways To Protect Your Retirement Income When Markets Are Volatile
          If you’re worried about stock market volatility and how to protect your retirement savings so it lasts for the rest of your potentially long life, I have some advice for you: Don’t spend your retirement savings! Instead, use your savings to set up “retirement income generators,” or RIGs for short, to generate regular l
        2. 5 Ways To Get More Cash Flowing Into Your Business
          Struggling to get customers to pay you? You’re not alone. A majority of small businesses around the world (61%) say they have problems with cash flow, and 32% can’t pay back vendors, make payments on loans, or pay themselves or make payroll because of cash-flow issues, according to “The State of Small Business Cash Flo
        3. How to Use Rent Payments to Increase Your Credit Score
          Are you one of the over 40 million people currently renting? Here’s a little secret: it can help improve your credit score. Like it or not, your credit affects just about every aspect of your financial life. Whether you’re trying to buy a house, a car — or even a fancy new phone, your credit score is the first thing le
        4. Intriguing ESOP Benefits: Thoughts on Recent Research
          ESOPs (Employee Stock Ownership Plans) are IRC section 401(a) qualified defined contribution plans which allow employees to own stock in the company for which they work. ESOPs may be sponsored by public companies or closely held corporations. According to The National Center for Employee Ownership (NCEO), there are ove
        5. 7 HR best practices to maintain during COVID-19
          Once upon a time – before "the normal" became "the new normal" – employers worried about employee wellness, not about COVID-19 killing workers. They worried about pay inequity, not about whether they could pay employees. They worried about employee engagement, not about how they and their employees were going to work r
        6. How To Use A Roth IRA To Save Money For College
          The cost of a college education continues to soar with no end in sight. College tuition rises at more than twice the rate of inflation, growing by about 8% per year, on average. At this rate, the cost of a college education will double every nine years. This has many parents understandably concerned about paying for th
        7. Entrepreneurs are Desperate to Switch to Digital Payments. Here’s What’s Stopping Them, Mastercard Says.
          Even Gen Z finds it difficult to convince legacy businesses to stop requiring cash and check payments.
        8. Common Scams That Target Small Businesses
          Small businesses are the backbone of the American economy, but they are also prime targets for scammers. Why? Because small businesses often don’t
        9. Transforming Cash Flow Management: The Impact of Real-Time Data Analytics on Small Business Growth
          Practically every business needs to practice real-time data analytics to not just survive but thrive in the modern market. After all, information is
        10. Money Safety for Seniors: tips for protecting yourselves and young ones
          Anyone can be a victim of financial fraud and abuse, but scammers often target the elderly and those with fixed incomes. Known as elder fraud or elder