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    1. Do I need to wear a protective mask inside a banking center?

      Consistent with CDC guidance, we ask those not fully vaccinated to please wear a face mask while in the banking center. 

    2. 3 habits to start now to build wealth for a lifetime, according to a financial planner
      Summary List Placement  As a financial planner, an important part of my job is helping clients make choices now to build wealth for the future. I always recommend clients start by reviewing their financial situation regularly and knowing how (and why) they're spending their money. I also think it's important to underst
    3. A good credit score matters. Here’s how to build and improve yours
      Thanks to record-high inflation and rising interest rates, it’s becoming tougher to keep debt at reasonable levels and maintain good credit. In fact,
    4. How Employers Can Help Employees Through the Retirement Crisis
      A retirement crisis is looming for millennials and Gen Xers now that they are taking the baby boomer’s place at the heart of the U. S. economy. A diminishing social security budget combined with a longer life expectancy for younger generations is leading some politicians to call for the full retirement age to increase
    5. How do I add a payee in Online Bill Pay?

      From a Web Browser

      • Log in to your Digital Banking account and choose Bill Pay in the top menu. 
      • To add a new payee, type the name of the payee in the “Need to pay someone new?” entry box near the top middle of the main payments page. 
      • As you type, what you are typing is matched to a known payee. 
      • If you see your payee in the drop down list, click the name and then click the Add button. Enter and confirm the account number and add an optional nickname. 
      • Select Add Payee.

      If you do not see the name in the drop down, don't worry, just complete typing the name of your payee and click the Add button. You will then be asked for some information about your payee:  

      • Account Number – This is your account number with the payee. Enter the account number as it appears on your bill. When making a payment to a person and not a business, you may not have an account number to provide. If this is the case, leave the account number field blank. 
      • Nickname - This field is optional, but if you have a different way to identify the payee besides the payee name, enter it here.
      • Payee Address – This is the address to which you send your payment. 
      • Payee Phone Number – Enter the phone number your biller provides for questions about your bill. If you are adding a company, look for a customer service phone number on your bill, statement, or invoice. If you are adding a person, use the person's work, home, or mobile number. 
      • Zip code – Enter the payee's zip code to which you send your payment. 

      When your payee is added, it will display at the top of your payee list on the main payments page. The next time you come back to the screen, your payees will display in alphabetical order. Bill Pay has its own FAQ in Digital Banking as well. You can find it on the Bill Pay screen in the lower right corner under I want to . . . 

      Mobile App

      • Open the Mobile App, tap Payment Center, then Bill Pay.
      • Select Payees at the top right of the screen
      • In the Add a person or business field begin adding information for those you want to pay. The app will guide you through entering any additional information needed. 

      If you need assistance with enrolling in Bill Pay, please contact Client Care at  1-800-731-2265.

    6. The 'retirement savings waterfall' explains where your money should go to build the most wealth
      It can be hard to figure out where to put the money you save for retirement when there are multiple types of accounts you can open. The "retirement savings waterfall" can help you prioritize, by explaining where your money should go first, and then where any extra money should go. First, take advantage of any employer
    7. How do I set up a recurring payment in Online Bill Pay?

      From a Web Browser

      • Log in to your Digital Banking account.
      • Open Online Bill Pay.
      • Locate the payee on your list.
      • Under the Options list, select the Automatic Payment tab.
      • Next, select the account you would like to pay from, the amount and the frequency.
      • If you are sending the payment via check, you may Add a Memo (located under Amount).
      • Under Frequency, you may select start and end dates for the payment, or choose No End Date to continue to make payments until you turn them off.
      • Email notifications are also available for when the payment is scheduled, when the payment has been sent or before the last payment is sent. 
      • When you are satisfied with your payment information, click Save.

      In the list of payments, you can easily see items that are set up with recurring payments. They are identified by the rotating arrow icon.

      • Use the Edit button to edit a recurring payment, or you can change the entire payment rule.
      • Click Add to make additional payments to a payee.

      On the Mobile App
      Recurring payments can be viewed and cancelled in the mobile app, but can only be setup and maintained from a web browser.

      • To view or cancel a recurring payment in the mobile app, tap Payment Center and then select Bill Pay.
      • Tap Schedule.
      • If you wish to cancel, tap the scheduled payment and tap Cancel payment.
      • Tap Yes to confirm.
    8. How can I get a replacement for a broken or damaged debit card?

      To order a replacement for a damaged debit card, call Client Care at 1-800-731-2265 or visit any banking center.

      The normal timeframe for delivery is 7-10 business days. To receive a card sooner, you can instead choose to pay a $35 fee and receive the replacement card in two business days. The card must be ordered by 4pm on any business day for it to be delivered in two business days.

      A Lost or Stolen Debit Card
      If instead of a damaged debit card you need help with a lost or stolen card, please call us at 1-800-731-2265, option 2, in the US. You can report a lost or stolen card 24-hours a day. If you are outside of the US, call 1-812-422-2197. We can cancel or restrict your card, check for unauthorized transactions and order a new card for you.

    9. Difference between a Roth 401(k) and a traditional 401(k)
      While many people are familiar with the benefits of traditional 401(k) plans, others are not as acquainted with Roth 401(k)s.
    10. 4 Reasons It’s Actually a Good Time to Buy a House (for Some People)
      A record number of Americans think it’s a bad time to buy a house, and with housing costs near an all-time high, it’s hard to blame them. Mortgage