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    1. 5 Mortgage Truths That Can Save You From a Lifetime of Regret
      Whether you’re a first-time buyer or just trying to avoid another costly mistake, understanding the full picture behind mortgage lending could save you thousands or even tens of thousands of dollars over time.
    2. Protecting Your Wallet: How To Adapt Your Spending in Times of Inflation
      Unless you've been living under a rock, you are probably aware that inflation is hitting the pocketbooks of Americans (and the rest of the world)
    3. Life Insurance and the Demise of the Stretch IRA
      Since their introduction in 1974, IRAs have become one of the most popular tools for retirement savings. And with an average of one out of three Americans now owning an IRA, they are also among the most significant assets addressed in many estate plans. Although funding retirement remains the primary purpose of an IRA,
    4. Which Retirement Plan Should I Add to First?
      Saving for retirement is one of the most important ways that you can prepare for your financial future. When you stop working, nearly all of your income dries up. Although you may qualify to receive Social Security benefits, they'll only go partway toward replacing the income that your job paid you. Relying too much on
    5. What Is ‘Good’ Debt and How Can It Improve Your Finances?
      Not all debt is necessarily bad. This article explores the concept of “good debt” and how it can work for you
    6. What Is Personal Finance and How It May Help You To Achieve Your Financial Goals.
      Do you aim to become financially secure? Want to keep yourself ready for unexpected bills? Are you working on personal finance to meet your financial
    7. A financial planner shares 4 classic pieces of budgeting advice that aren't as smart as they seem
      Here is some of the worst budgeting advice I've seen, and what I suggest instead.
    8. Older Americans Month Underlines a Shocking Statistic for Many Seniors; How Old National and SECURE 2.0 Can Help
      As the saying goes, “Growing old is not for the weak.” And as statistics show, it’s also not for the unprepared. The encouraging news is that it’s not too late to take steps to improve retirement readiness.   Older Americans Month in May
    9. Social Security Cuts May Be Coming. Do These 3 Things to Get Ready.
      Current retirees could be looking at a major pay cut, and future retirees may not end up getting all of the benefits they should. If you're in the latter category, you have a prime opportunity to prepare for Social Security cuts.
    10. 6 Types of Budgets and How to Choose
      In hindsight, it makes sense that at the height of the COVID-19 pandemic Americans hoarded more money than ever. In fact, the U.S. Bureau of Economic